Working Capital Factoring
The CRS team have methods which are able to increase your working capital factoring in an optimistic way. If you have been exploring ways in which to increase cash flow for you small to medium business, CRS will probably be able to assist you by offering loans to your small business. CRS operates differently from traditional financial institutions in that we are able to offer business loans with far less hassle and red tape. We tend to be far more flexible than regular or conventional financial institutions. At CRS, we are inclined to take into account the type of business that you are in, as well as the purpose for which the funds will be used for and in some cases; we assess the credit history of the business or the owners of the business. However, CRS is not as inflexible when it comes to granting small business loans and CRS has a greater flexibility when reviewing past credit experiences, good or bad. With approval of our small business loans you will immediately be able to improve working capital factoring within your business.

On your application for a small business loan which is intended to increase your cash flow factoring component, CRS will assess past credit problems, as well as the current business strength. These factors are accompanied by a strong probability of a continuing healthy business trend. Please be aware that CRS is not a traditional lender, but CRS works on the principle of buying future sales of your business, which is often referred to as “future receivables”.

When exploring methods on improving working capital factoring within your small enterprise, it is important to bear in mind that CRS purchases Visa and MasterCard sales from your business. When CRS buys the Visa and MasterCard sales from your business, CRS slowly subtracts scheduled payments from the Visa and MasterCard sales. Due to this innovative method there are no monthly billing statements, no invoices and no payment coupons for your business to review. The transactions as well as repayments are done automatically and therefore allowing the small business to operate without the added hassle of writing out checks or worrying about monthly bills and in turn create a positive effect for working capital factoring within the small business scenario.

The minimum amount for a small business loan is $5,000 while the maximum amount is $200 000, which will have a positive impact on your working capital factoring for your small or medium business. The amount that CRS will fund your business is largely dependant upon the average monthly Visa and MasterCard sales for your business; the funding amount is also determined by the strength as well as creditworthiness of your business.

Once your application for your business loan has been approved, and your working capital factoring has greatly increased, CRS will then calculate a minimum daily payment amount required. The original purchase price is determined, as well as the total amount to be purchased and estimated payment period, in order to calculate the amount of daily Visa and MasterCard sales to be deducted for repayment to CRS. Once your business is funded, these calculated deductions are done automatically from the daily Visa and MasterCard sales.

After approval has been granted on your small business loan, the requested money will be electronically deposited into your business banking account, allowing your working capital factoring situation of your business to be increased at once.